Allen Hamm is the author of Long-Term Care Planning: Assuring Choice, Independence, & Financial Security (Plan Ahead, Inc.), which outlines the options for caring for Dads who fall unexpectedly ill.
Despite the serious and scary prospect of Dad needing round-the-clock care, Hamm says, Its best to make the whole family aware of the options. The fathers need for care will affect the family more than him.
Those care options include relying on loved ones, Medicaid, assets, and long-term care insurance.
Though theres no single, right, long-term care choice, its best to research your options early, while you have your health.
He says, Regardless of age, its important to ask yourself, If I had a disability tomorrow, how would it affect everyone? We all need to plan ahead.
For more info, go to allenhamm.com.
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